What These Terms Cover In Indonesia
These Terms & Conditions set the rules for opening, using and maintaining your berkah99 account. You must provide accurate account details, complete the requested phone verification and protect your login credentials. Access depends on local law, and we may apply checks when account activity, wallet ownership
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or withdrawal details need confirmation. The same rules cover deposits and withdrawals recorded through DANA, OVO, GoPay, QRIS, bank transfer or virtual account routes, including BCA, BRI, Mandiri and BNI references where shown. A policy change takes effect from the date stated on this page or
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in our account notice. If a clause is unclear, pause the relevant account step and contact us through the policy support path before continuing.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.